Car Insurance – Protect Your Drive with Smart Coverage & Cashback
Unlock 15% Cashback on Non Third Party and 10% on Third Party Acko Car Insurance
To claim your cashback, simply click the button below and complete your car insurance purchase. Your cashback (excluding GST) will be processed after a successful policy purchase.
Buy Car Insurance & Get Cashback
Looking for reliable car insurance that offers both protection and perks? At VehicleInsurance.co.in, we help you compare and choose the best car insurance plans from top providers in India — all in one place. Whether you’re buying a new policy or renewing your existing one, you’ll find affordable options with real benefits, including guaranteed cashback on successful purchases through us.
Our listed plans cover everything from accidental damage, theft, and third-party liabilities to engine protection and zero depreciation add-ons. You can also explore tailored policies for petrol, diesel, and electric cars, ensuring you get coverage that truly fits your vehicle and driving habits.
Types of Car Insurance in India
- Third-Party Insurance: Mandatory by law, it covers damage to another person’s vehicle or property, or injury/death caused by your car.
- Comprehensive Insurance: Offers both third-party and own-damage coverage, including theft, fire, natural calamities, and vandalism.
- Standalone Own-Damage Cover: Only covers damages to your car. Useful if you already have a third-party policy.
Benefits of Buying Car Insurance Through Us
- Compare 10+ insurers in one place
- Instant quotes and policy issuance online
- Custom add-ons like zero depreciation, engine protection, roadside assistance
- Guaranteed cashback directly to your UPI ID
- Renew expired policies without inspection in most cases
Pros & Cons of Car Insurance Types
1. Third-Party Insurance
| Pros | Cons |
|---|---|
| Legally mandatory under the Motor Vehicles Act | Does not cover damage to your own vehicle |
| Low premium cost | No coverage for theft, fire, or natural calamities |
| Covers third-party liability (life, injury, property) | No add-ons or customizations available |
2. Comprehensive Insurance
| Pros | Cons |
|---|---|
| Covers both third-party and own vehicle damages | Higher premium compared to third-party plans |
| Includes protection against theft, fire, floods, etc. | Claiming small damages may reduce NCB benefit |
| Add-ons available: zero depreciation, engine cover | Policy features can vary by insurer |
Our Expert Suggestion
We strongly recommend opting for a Comprehensive Car Insurance policy, especially if your vehicle is under 10 years old or regularly used. It not only protects your car from accidental and natural damages but also gives peace of mind in unpredictable situations. Add-ons like zero depreciation and engine cover provide enhanced protection with minimal cost difference.
Why Buy from VehicleInsurance.co.in?
- Same policies as major platforms like Policybazaar or Turtlemint
- Plus: Exclusive cashback credited to your PhonePe or UPI
- We simplify everything — no sales calls, no pressure
Whether you drive a hatchback, sedan, or SUV, let VehicleInsurance.co.in be your trusted partner in finding affordable, transparent, and rewarding car insurance policies online.
Top Car Insurance Companies in India
Looking for a trusted insurer to protect your car? Below are India’s leading IRDAI-approved car insurance providers. Compare features, claim support, and choose the one that suits your driving needs and budget.
1. ICICI Lombard General Insurance
ICICI Lombard offers reliable car insurance with fast claim approvals, extensive cashless garage access, and add-ons like Zero Depreciation. A go-to choice for city drivers seeking convenience and coverage.
2. HDFC ERGO General Insurance
HDFC ERGO delivers feature-rich car insurance with digital-first claim settlement, roadside assistance, and quick issuance. Ideal for those who prefer paperless, seamless service.
3. Bajaj Allianz General Insurance
Known for swift claim processing and flexible plans, Bajaj Allianz offers comprehensive coverage, a user-friendly mobile app, and excellent support for car owners across India.
4. Tata AIG General Insurance
Tata AIG provides robust motor insurance with helpful add-ons like key replacement, engine protection, and return-to-invoice, backed by the trust of the Tata brand.
5. Reliance General Insurance
Reliance offers budget-friendly car insurance plans with real-time claim tracking and coverage options suited for both city and long-distance drivers.
6. SBI General Insurance
Backed by the State Bank of India, SBI General ensures dependable car insurance with strong nationwide presence and competitive premiums.
7. Kotak Mahindra General Insurance
Kotak’s car insurance policies are fast to issue and easy to manage, offering add-ons like engine cover and NCB protection for better value and flexibility.
8. Iffco Tokio General Insurance
Iffco Tokio is known for wide network garages, strong service reliability, and flexible plans with useful add-ons for both urban and semi-urban customers.
9. Future Generali India Insurance
Future Generali offers tech-enabled insurance with add-ons like zero depreciation and NCB protector, backed by simple mobile-based claims and quick turnaround time.
10. Go Digit General Insurance
Digit simplifies car insurance with paperless purchase, smartphone-enabled claims, and affordable add-ons — perfect for digital-first users looking for transparency.
11. Acko General Insurance
Acko is a fully digital insurer offering low premiums, instant policy issuance, and fast claims — ideal for young drivers and online shoppers.
12. Navi General Insurance
With a clean app interface and fast services, Navi provides affordable car insurance with essential covers and instant premium quotes for urban users.
13. Zuno Insurance (formerly Edelweiss)
Zuno targets new-gen customers with a simple onboarding process, great mobile experience, and add-ons that matter to daily drivers and commuters.
14. New India Assurance
India’s largest public sector general insurer, New India Assurance offers strong policy backing, decades of trust, and widespread coverage support.
15. United India Insurance
Serving millions nationwide, United India Insurance provides standard and comprehensive car insurance with IRDAI compliance and a strong branch network.
16. Oriental Insurance
Oriental offers comprehensive and third-party policies backed by government trust and a large physical network — ideal for conservative policy buyers.
17. National Insurance
National Insurance brings decades of industry experience and caters to both private and commercial vehicle owners with simple documentation and fair pricing.
18. Turtlemint (Insurance Aggregator)
Turtlemint helps you compare and buy car insurance from top insurers, often with cashback and post-sale support. Not an insurer, but a trusted partner platform.
19. Bharti AXA General Insurance
Now merged with ICICI Lombard, Bharti AXA was known for personalized service and well-rounded car insurance coverage, with existing policies handled under ICICI.
20. Edelweiss General Insurance
Rebranded as Zuno, Edelweiss offered digitally-managed policies with practical add-ons and was appreciated for its simplified claims experience.
21. Liberty General Insurance
Liberty provides cost-effective car insurance plans with a growing garage network and optional add-ons that cater to various vehicle types and budgets.
22. Magma HDI General Insurance
Magma HDI delivers dependable car insurance with essential covers and a presence in tier-2 cities, offering solid post-claim support and fair premiums.
23. Raheja QBE General Insurance
Raheja QBE is a small but growing insurer offering basic motor coverage and decent support — good for users who value personalized interaction.
24. Shriram General Insurance
Shriram General caters to value-driven customers, offering simple car insurance policies with affordable premiums and strong rural and semi-urban reach.
25. Digit Insurance
Digit makes car insurance refreshingly simple with instant quotes, fast claims, and helpful add-ons like Return-to-Invoice and Consumables cover — all managed online.